Best Boat Insurance Companies of 2020

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If you’re a boater, you know the joys of spending an afternoon out on the water, but you also know the costs that are inherent in the experience. Boating — whether you’re a commercial fisherman or have a family boat — is expensive. Although boat insurance isn’t a requirement in the U.S., it is a great idea to have a policy to cover your investment. Boat insurance can help pay for repairs and liability insurance if necessary.

Allstate: Best for low prices

One of the largest insurers in the country, Allstate has a presence in all 50 states, so you should be able to find an agent near you. The policies include, among other things, emergency service, trailer and uninsured watercraft coverage. The option for agreed value coverage allows you and your agent to set the value of the boat when you purchase the policy, so you’ll be paid a fair price in the event of a claim, regardless of the current market value of the boat.

Allstate’s prices are competitive, and th… Read More

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