How Are Mortgage Rates Determined?

Sourced from https://www.thesimpledollar.com/mortgage/how-are-mortgage-rates-determined/

Buying a home is a major financial undertaking. After all, the median home listing price in the U.S. was nearly $230,000 in 2019, and the prices have only gone up since then. If you need to obtain a mortgage loan to complete the purchase, it can get even more expensive. When you add in a […]

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Can Affiliate Marketing Help You Get Out of Debt?

Sourced from https://yourincomeadvisor.com/can-affiliate-marketing-help-you-get-out-of-debt/

    The idea of getting out of debt is very popular today and it looks like everyone wants to find a way to pay off all their debts and live a stress-free life. Everyone wants to buy things at the same time live without debts. But is it really possible? It’s not an easy […]

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Weird 'SNL' returns with John Krasinski as the father of demon twins

Sourced from https://mashable.com/video/john-krasinski-snl-twins/

Weird 'SNL' returns with John Krasinski as the father of demon twins

Zoom interviews can be full of awkwardness — and that’s when your interrupting kids aren’t the antichristSaturday Night Live cast host John Krasinski as a stock market expert and father of two in a Jan. 30 sketch, with Kate McKinnon and Mikey Day as his terrifying twins.

At first, the sketch seems to be about how Redditors shook the stock market with GameStop earlier in the week, but then Krasinski moves his chair to reveal a disturbing piece of wall art. He declares proudly that the piece (“Restless Sinner”) was made by his daughter. Moments later, McKinnon and Day show up with matching blonde wigs and deadly stares. They keep popping up in Father’s interview until they develop certain enmity with his fellow panelist Dale (Beck Bennett), and even their favorite snack won’t distract them. Read mo… Read More

The 15-Year Mortgage: Pros and Cons

Sourced from https://www.thesimpledollar.com/mortgage/pros-cons-15-year-mortgage/

If you’re thinking about buying a home with a mortgage loan, you may automatically gravitate toward a 30 year mortgage. These types of mortgage loans are, after all, the most common options for home buyers due to the low-interest rates, lower payments, longer term and other perks. There are several other options aside from a […]

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This Chrome extension auto-saves live transcripts of your meetings

Sourced from https://mashable.com/shopping/jan-31-captionsaver-pro-lifetime-subscription/

This Chrome extension auto-saves live transcripts of your meetings

TL;DR: Keep transcripts of your video calls with a subscription to CaptionSaver Pro. As of Jan. 31 get a lifetime subscription for $24.99, a 49% savings. 

After spending almost an entire year working from home, we’re all starting to get a little burnt out. It was once enjoyable to dress up only the top halves of our bodies and pretend to wear real pants as we chatted eagerly with our coworkers over Zoom. Now it’s tough to even focus on what each meeting is about — especially if you’re trying to take notes at the same time.

Unprecedented times call for new apps and inventions, though, and CaptionSaver Pro is one of our favorites. A Chrome extension for all the remote workers out there, CaptionSaver creates live caption transcripts from Google Meet video calls and presentatio… Read More

How To Build A List of Customers You Can Market To Over And Over Again: The Benefits of A Membership Program

A membership program is where your customers sign up, either for free or for a fee, to be part of a community or elite club. As an incentive to sign up they often receive special discounts, invites to product launches, early access and other rewards. The benefit to you is that by offering incentives and rewarding customers’ loyalty, you encourage them to keep coming back to you and buying from your business. You also have the benefit of beginning to build a list of clients that you can regularly market to and offer deals to.

For example, if you have an online store and sell health food products, you could create a VIP membership program for customers, where one of the main benefits is free shipping. You could also offer special deals, such as a free gift (perhaps a sample of a new product you want to promote) with each purchase over $30. The free shipping encourages people to join your VIP Membership Program, now allowing you to continue to regularly market to them, and the free gift with purchase offer incentivizes them to purchase from you.

For another example, if you sell a weight loss course online, you could have a free or paid upsell Facebook group page where they can more easily reach you, interact with others, ask questions pertaining to their own weight loss journey, etc.. This has two main benefits: 1) It can increase the chance that they’ll see future messages / marketing from you (like via Facebook) and 2) It can be a super easy upsell that you can add without any extra real work on your part to initially make it! For instance, you can sell access and include the ability to ask you any question and get a response from an expert, which in the eyes of a lot of prospects can be a huge value. However, to you, it might be something super easy that you might do anyway (answering your customers) but now you can get paid for it!

So consider creating a membership program, where your customers become part of a community, and receive special benefits, (for example, free shipping, early access to sales, special deals, free gifts with purchase). This allows you to start to build a list of leads and customers to market to and also encourages customers to continue to purchase from you.

For other strategies on how to build a customer database and other great marketing tips, check out this book here 50 Marketing Tips & Tricks Learned After $100 Million in Sales Over 20 Years!

How-To Guide: Finding Laptops for Your Business

Sourced from https://www.business-opportunities.biz/2021/01/30/how-to-guide-finding-laptops-for-your-business/

Featured image from Startupstockphotos by Pixabay

Laptops have become an absolute necessity for everyone, including students, office employees, businessmen, gamers, and even content creators. However, when buying a laptop, no one wants to pay extra. Everyone prefers finding the best deal and paying the lowest price for a new laptop. 

Is it possible, though? Yes, it is. All you need to do is play smart, research a little, and you can find a great deal for your business. With that being said, let’s get straight to how you can buy a new laptop at the lowest price. 

Shortlist the Laptops You Like

The options are quite extensive when laptop shopping. Every company is trying their best to provide the best range of laptops at decent prices. So, in order to find the best deal, first you need to shortlist some laptops to compare. 

After shortlisting the laptops you like, you can compare their features with the price tag. If you want a lightweight … Read More

The unexpected catharsis of watching COVID-19 TV episodes

Sourced from https://mashable.com/article/coronavirus-television-episodes-this-is-us-superstore-the-resident/

The unexpected catharsis of watching COVID-19 TV episodes

In April 2020, when it became abundantly clear that the threat posed by COVID-19 wasn’t going away any time soon I remember thinking to myself, “God, I hope television shows don’t tackle this virus.”

In the early months of the pandemic, people were stress-watching Contagion, imagining how beloved characters from shows like The Office would handle COVID-19, and asking writers like Tina Fey and Mike Schur how their coronavirus episode scripts would look. That was all well and good, because although there are parallels between Contagion and our coronavirus reality, the movie is ultimately a fictional account of a deadly outbreak. And while pandemic episodes of 30 Rock, Lost, Friday Night Lights, and other off-air TV favorites were being pondered, I was confident that they’d never make their way … Read More

Taking the Leap: 7 Signs It’s Time to Relocate Your Business

Sourced from https://www.business-opportunities.biz/2021/01/30/taking-the-leap-signs-its-time-relocate-your-business/

Featured image from Unsplash

Your business is your baby, your livelihood, and often your second home. It’s no surprise that most business owners are willing to do almost anything to help their company thrive. From late nights and personal sacrifices to endless coffee runs and an abundance of hard work, a business owner’s day-to-day routine revolves around nurturing your enterprise, even when relocating your business. 

For those business owners launching their brand to record heights, critical factors that contribute to the cultivation of a bustling business is your company’s location. For instance, monitoring rental trends in an area allows business owners to strategically take advantage of cost-effective rental spaces in cheaper areas. This also helps them avoid setting up shop in a part of town that’s all too pricey. 

While of critical importance, rent affordability isn’t the only factor that prompts commercial realtors to yell “Location, locat… Read More