You may think that you’re covered against natural disasters under your homeowners insurance policy. If you live in an area prone to earthquakes, however, any damage from a quake won’t be covered by your homeowners insurance. For protection against these events, you’ll need to buy earthquake insurance.
With that in mind, we’ve decided to take a closer look at these policies. Learn who should sign up for this insurance, what’s typically covered under a policy, what’s usually excluded and how rates are determined.
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Do you need earthquake insurance?
If you’re in a place that has a lot of earthquakes, earthquake coverage is vital. The table below shows the five states that experience the most earthquakes on an annual basis:
States w… Read More