Alright, Mother Nature, you’ve done your thing — and we’re all very impressed — but this is getting out of hand.
In recent days, extremely cold temperatures have caused everything from 2,600 flight delays to the halting of U.S. postal service delivery (and they never stop for anything). But if there’s anything we can learn from cold Midwesterners, it’s that this polar vortex doesn’t… Read More
While credit cards have been considered mainstream for as long as I can remember, personal loans don’t always receive the same respect. Many people think it’s totally normal to run up balances on credit cards, yet they balk at the prospect of taking out a personal loan. That’s crazy when you think about it, especially since the average credit card interest rate is now over 17%.
While borrowing money is never ideal, you can save a ton of money on interest if you do some research upfront and take time to compare your options. It’s true that credit cards are a smart solution in a lot of cases, but it’s also possible that a personal loan could leave you better off in the end.
Before you write off personal loans as a borrowing solution, it’s helpful to know what’s true about them — and what’s hearsay. Here are some rumors you may have heard about personal loans in the past — and why they’re wrong.
Myth #1: Interest rates on personal loans are h… Read More
One of the biggest challenges that people face when they have a leap forward in their careers is that of lifestyle inflation. It might not seem like a problem at first glance, but it’s incredibly pernicious.
Let’s back up for a minute. Lifestyle inflation simply means an increase in one’s spending as a result of an increase in one’s income. If you’re making $40,000 a year and spending all of that and then you’re suddenly making $60,000 a year thanks to a raise or a promotion, you’re engaging in lifestyle inflation if your spending goes up.
There are a couple of big problems with lifestyle inflation.
First of all, it’s very hard to undo. Lifestyle deflation is very difficult for most people. Once you’re accustomed to spending a certain amount, cutting back on that level can be quite hard. Thus, when you inflate your spending to match your new income level, you’re somewhat “locking in”… Read More
Bitcoin investing has been a roller coaster ride in recent years. At the end of 2017, the price of bitcoin nearly hit the $20k mark. However, today, it’s fallen to $3,500. That’s one heck of a drop. But experts fear we haven’t seen the end of bitcoin’s dramatic fall from grace.
For intrepid investors trading bitcoin, the recent price drop represents some interesting possibilities. If you invest now, you could make a lot of money when bitcoin prices recover. Or, you could lose when bitcoin prices drop even more. Many experts believe bitcoin hasn’t hit rock bottom yet. Here are a few reasons why it might be worth going short with your bitcoin investing for now.
RELATED ARTICLE: WHAT IS BLOCKCHAIN TECHNOLOGY AND WHAT IS IT GOOD FOR?
1. Whale Investors
In the world of investing, big money crypto investors—often referred to as “whales”—have considerable clout in the market. Mo… Read More
Is there a recession coming in 2019? Honestly, we’ve no idea. But when it comes to your company and your livelihood, it makes sense to prepare for the worst by making your brand recession proof.
For most of us, the last recession is very much in our rear view mirror. However, as global economic downturns go, it was severe. It also had a huge effect on both business management and buying behavior. Moreover, those effects continue to this day. For example:
Banks lend differently.
Consumers are much more conscious of their spending. The simultaneous rise in the use of social media and content marketing gives consumers today the tools they need to do significant research before making a purchase.
Impulse buys have been replaced by considered purchases. Brands have had to adapt their marketing strategies accordingly.
Clearly, the world is not the same place it was before the Great Recession hit. Therefore, we shouldn’t expect … Read More
We only know two things about Kaspersky Lab. We know that the service it offers provides protection for all your devices, including your PC, Mac, and Android phone and tablet. We also know that from time to time, Kaspersky Lab drops its prices across the board, and now is one of those times.
You can secure Kaspersky Anti Virus, Kaspersky Internet Security, or Kaspersky Total Security at 30% less than lis… Read More
The decision to move from Copenhagen to London was an easy one. I was 26, recently unemployed, and single. So when I was offered a job in a cosmopolitan city with a population twice that of my home country, I said yes without much hesitation. I didn’t know anyone there, but shaking things up was exactly what I needed, so I rented out my apartment and left. I was excited.